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High home prices and rising interest rates over the course of 2022 have made it significantly harder for buyers to qualify for the average mortgage.

Canada's banking regulator confirmed today it will leave the mortgage stress test for uninsured mortgages unchanged.

With Canada’s banking regulator set to deliver its verdict in mid-December on whether changes to the mortgage stress test are required, a prominent economist at one of ... More

Variable-rate mortgage holders who have recently purchased their homes will be especially burdened by the prevailing rate-hike environment, according to Bank of Canada senior ... More

Already a source of huge debate in the mortgage industry since its introduction, the mortgage stress test came under scrutiny from executives at top Canadian lenders during a ... More

With high inflation and rising interest rates, a new survey has found nearly one in five Canadians say they're putting off buying a home.

Despite today’s mortgage borrowers having to qualify at rates in excess of 6% and 7%, Canada’s banking regulator said no changes to the stress test are ... More

Renewed calls to re-evaluate the stress test came in the wake of the Bank of Canada's latest outsized rate hike

In a country where the Big Six banks control 80 per cent mortgage market share, Canada’s smaller lenders are making some rare headway after the Bank of Canada’s ... More

Housing affordability deteriorated to its worst level in over 30 years, according to data from the Bank of Canada.

Here is a list of expenses you will have with carrying a home.

Here are the pros and cons of buying a house in a recession - and everything in between.

Many wonder if and how their credit score affects their ability to buy a house.

Have you decided to purchase a new condo? Consider these things to ensure you understand your rights as a new home buyer.

Millions of Canadian millennials feel they may never be able to follow previous generations into homeownership according to a new survey.

In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More

New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests.

The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More

Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More

The Conservative Party leader says he's "absolutely committed" to reviewing the rule.

Canada needs to be building more homes to meet demand which is greater than official figures suggest.

Young families in particular want strong transit links, short commute

If you’re considering a custom-built home, here’s everything you need to know.

Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage ... More

CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers.

CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1.

Rising rents is making homeownership the affordable alternative according to a new report.

Here are some interesting data about Gen Zers and their homeownership plans and goals.

With detached family homes few and far between in Canada's major housing markets, these trends may leave new homebuyers in a lurch.

Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage